It's time to take

the wheel.

GreenState wants to finance your next auto loan.

© 2024 GreenState Credit Union

Apply OnlineCheck Rates

Whether you're a first-time buyer looking for advice or
a seasoned pro ready to sign and drive, GreenState is ready to help.

Try our auto loan calculators as you crunch the numbers on your car purchase:

  • No payments for up to 60 days1 

  • No down payment required, 100% financing available

  • Low rates

Apply Online

Donated $3.8 million to non-profits in 2023

$11.3 billion in assets

Consistently ranked top 1% for total return

*Data provided by Callahan and Associates 12/31/23

Federally insured by NCUA. Equal Housing Opportunity.

Enjoy access to these additional protections:

If you're on the hunt for your next ride, consider applying for preapproval. This allows you to determine your budget and terms before the time of your vehicle purchase. Stop into a branch or apply online. If you’re already a member with us, many auto dealers can even get you a GreenState auto loan right at the dealership.

Ask your dealer if they're a GreenState partner or call 800-397-3790 to find dealer partners near you.

  • Cash back refinance - Receive $200 cash back when you bring your auto loan to GreenState from another lender2

  • Skip a Payment - Eligible borrowers may request to skip a loan payment3

Subject to creditworthiness. Interest will continue to accrue through the deferred payment period.

Receive $200 cash back when you refinance a loan from another financial institution to from August 1 – September 30, 2024. Offer does not apply to refinancing of existing GreenState loans or to new GreenState loans. $200 cash back will be directly deposited into member’s account after vehicle insurance is verified, title is secured, and first payment is made. 2015 or newer model vehicles only. Cash back offer may end at any time. Loan amount must be greater than $10,000. Cannot be combined with other GreenState promotional offers. Annual Percentage Rates (APR) as low as 6.44%. Monthly Payment Example: a $20,000 loan at 6.44% APR is $347.60 for a term of 69 months. Subject to credit qualifications and year of vehicle. Call for details.

Subject to approval. Interest will continue to accrue on loans during the month(s) a payment is deferred.

Your purchase of PayBreak is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of PayBreak.

1.

2.

Contact Us

Discover the features of a GreenState auto loan.

Simple Loan Calculator

With an APR and Term (months) you can choose to calculate your total loan amount or monthly payment.

Simple Loan Calculator
Auto Loan Rebate Calculator

Auto Loan Rebate Calculator

Compare total savings between cash back rebates vs low-interest financing. In many cases a cash back rebate and traditional financing offer the best savings!

3.

4.

Apply OnlineCheck Rates

GAP Insurance

Receive protection if you suffer a total loss of your vehicle and the insurance payout is less than the amount owed on your loan.

PayBreak Debt Protection4

This is a voluntary loan-payment protection that provides relief from the burden of delinquency or default if a protected life event happens. This includes loss of life, disability or involuntary unemployment.

Extended Service Warranty

This warranty program has various tiers available that cover different forms of breakage.  It can help soften the blow of a broken-down vehicle and get you back on the road in no time.

Purchase of additional protection products (GAP Insurance, PayBreak Debt Protection, Extended Service Warranty) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.