Upgrade your auto loan.

Get a better rate plus rewards when you refinance with us.

© 2024 GreenState Credit Union

Refinancing your auto loan at GreenState doesn’t just mean top-tier customer service and competitive rates, it also means you’ll be rewarded with a list of benefits that make it easy to switch. 

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At GreenState, our mission is to deliver lasting value to every member. As a local Iowa credit union, we are dedicated to putting our members first. We exist to serve you. That means better rates and lower fees. We reward our customers with exclusive benefits and offers, so you’ll bank with confidence knowing you're getting the best deals possible. Turn to us for expert advice and great rates on your next mortgage, auto loan, personal loan, and beyond.

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No payments for up to 60 days: When you finance a vehicle with GreenState Credit Union you may be able to schedule your first payment up to 60 days later. Subject to creditworthiness. Interest will continue to accrue through the deferred payment period.

Receive $200 cash back when you refinance a loan from another financial institution to GreenState from September 1 – October 31, 2024. Offer does not apply to refinancing of existing GreenState loans or to new GreenState loans. $200 cash back will be directly deposited into member’s account after vehicle insurance is verified, title is secured, and first payment is made. 2015 or newer model vehicles only. Cash back offer may end at any time. Loan amount must be greater than $10,000. Cannot be combined with other GreenState promotional offers. Annual Percentage Rates (APR) as low as 6.19%. Monthly Payment Example: a $20,000 loan at 6.19% is $345.23 for a term of 69 months. Subject to credit qualifications and year of vehicle. Call for details.

To view current rates, visit www.GreenState.org/rates

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Whether you're seeking a better rate, or you just want to find the most rewarding financing option, bring your loan to GreenState today.

Discover More Ways to Save with GreenState

We provide the tools to help you determine your most effective auto loan repayment strategy. You could save a considerable amount of time and money by switching to accelerated biweekly payments on your auto loan. Try our Biweekly Payments for an Auto Loan Calculator to crunch the numbers yourself and see just how much adjusting your auto loan repayment approach could save you over time.