Three checking account options with all the conveniences you expect.

No monthly fees or balance required.

© 2024 GreenState Credit Union

Compare checking accounts to find out which one is right for you:

At GreenState, we want to enhance our members' financial lives. That's why we offer three completely free checking accounts with all the conveniences you expect.

Each GreenState Checking Account comes with the following free features to help you manage your cash with ease:

Check your balances, transfer funds between accounts, and more all at the touch of a button.

• 24/7 Access to Online Banking

Federally insured by NCUA. Equal Housing Opportunity.

Free Checking

There are no hoops to jump through to make it free. No monthly service charges to waive, no minimum balance requirements, and it comes with free tools and services to help you manage your finances.

Rewards Checking

Rewards Checking is a free checking account with extra perks that are easy to qualify for, including ATM fee refunds and monthly dividends, if qualifiers are met.¹ 

RewardsPlus Checking

Earn 5.00% APY² for 6 months on balances up to $20,000 and 1%-5% cashback on transactions by using a rewards credit card³, instead of a debit card, for everyday purchases. Your credit card transactions will count towards qualifying for the dividend reward.

• Mobile App with Remote Check Deposit⁵

Manage your finances on-the-go and deposit checks anytime with the snap of a photo.

• Free Mastercard^® Debit Card

• Mobile Payments

• 30,000 Surcharge-Free ATMs Nationwide

• Online Bill Pay

GreenState Mastercard Debit Card benefits include Extended Warranty, Mastercard ID Theft Protection™, Satisfaction Guarantee, Mastercard Global Service, and Mastercard Airport Concierge™.

Make purchases with the tap of your smartphone at participating merchants by simply loading your card to your mobile wallet.

Unlimited, free access to over 30,000 ATMs nationwide. Find a location near you.

Seamlessly pay monthly bills by scheduling instant transfers.

1 - APY is Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rate is subject to change after the account is opened. 1.50% APY paid on Rewards Checking balances up to $14,999.99, 0.05% APY paid on funds exceeding $15,000.00, and non-GreenState Credit Union ATM network usage fees will be refunded (up to $6.75) provided the following qualifiers are met each monthly qualification cycle: 1) Fifteen or more debit card purchases with a minimum purchase amount of at least $10; 2) An ACH/Direct Deposit or ACH withdrawal of at least $250 must post and clear the account (internal transfers excluded). If qualifiers are not met, 0.01% APY will be paid on all balances and non-GreenState ATM network usage fees will not be refunded for that cycle. May choose between e-Statements (free) or paper statements ($3.50 per month). Fees could reduce earnings.

2 - APY is Annual Percentage Yield. 5.00% APY paid on balances up to $19,999 for RewardsPlus Checking for 6 months. 0.05% APY paid on funds exceeding those amounts, if qualifiers are met. After 6 months, the yield will adjust to the current standard RewardsPlus yield at that time. Requirements to earn the premium yield for RewardsPlus include 1) Fifteen or more GreenState Credit Union credit card purchases with a minimum purchase amount of at least $10.00 must post to the card between the first day of the month and the second to last day of the month. Transactions posted on the last day of the month will be applied to the next month's totals. 2) An ACH/Direct Deposit or ACH withdrawal of at least $250 must post and clear the account (internal transfers excluded). If qualifiers are not met, 0.01% APY will be paid on all balances. Offer good for new checking accounts opened 10/1/2024 –10/31/24. Rate is variable and may change after account is opened. After 6 months, the APY will adjust to the current yield at that time. As of 10/1/2024, the RewardsPlus APY is 2.00%. Fees may reduce earnings on the account. Any points earned on your credit card will still accrue even if these requirements are not met. Limited time offer cannot be combined with other offers. Must be 18 or older to qualify.

3 - RewardsPlus Checking must be linked to a separate GreenState credit card. RewardsPlus Checking account holders must use their credit card a minimum of 15 times per month for a minimum of at least $10.00 per transaction to qualify for the rewards dividend. Members who choose a Platinum Rewards or World Card Mastercard will earn bonus points / cashback in addition to high yield on their checking.

4 - e-Statements are free and encouraged for all accounts. Members who opt to receive paper statements will be charged a fee of $3.50 per month.

5 - GreenState Credit Union does not charge for the mobile app or text alerts, however your cell phone carrier may charge for text and data usage.

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