Three credit card options, one perfect choice for you.
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At GreenState, we think your credit card should be a financial tool that works hard to meet your needs—and provides you with benefits to help you live your life, your way. We’ve got three low, non-variable rate credit cards with benefits so you can get rewarded every day.
With intro rates as low as 0% APR2 for 6 months and no annual fee1, you can enjoy stress-free spending and pay off your balance quickly.
Federally insured by NCUA. Equal Housing Opportunity.
No matter which you choose, we’ve got you covered.
Three credit card options, one perfect choice for you.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
All credit cards are subject to approval.
1 - See Rate & Fee Information for GreenState Credit Cards
2 - APR is Annual Percentage Rate.
3 - Merchants who accept Mastercard credit cards have an assigned merchant code that is determined by the merchant or its processor based on the kinds of products and services they primarily sell. GreenState makes every effort to identify relevant merchant codes that fit into one of the bonus points categories of purchases. A purchase will not earn extra bonus points if the merchant’s code is not eligible. In some cases, even though a merchant may sell items that fit within a bonus category, if the merchant does not have a merchant code in that bonus category the purchase will not earn extra points. Purchases made through third-party payment accounts, mobile card readers, mobile wallets or other similar technologies may not qualify for bonus points if the technology is not set up to process the purchase with a merchant code that has been identified as falling within a bonus points category. The accepted MCC codes by category are: Gas: 5169, 5172, 5541, 5542; Grocery: 5411, 5422, 5441, 5451, 5462, 5499; Airlines: 3000–3299, 4511; and Hotels: 3501–3834.
All points expire 2 years after earning them. Points can be reviewed in Online Banking or on your monthly credit card statement.
4 - Make $1000 in purchases within 2 months with a new GreenState World Mastercard and you'll receive 10,000 bonus points. Bonus points are awarded to new World cardholders on their first two monthly statements if purchase minimum is met.
No annual fee1
Introductory rate as low as 0% APR2 for the first six months
Online credit limit increase requests
Contactless card technology for convenience and security
Mobile Pay compatibility with Apple Pay, Samsung Pay, and Google Pay
Every GreenState credit card features:
Platinum Rewards Mastercard®
Everyday spending gives cash back to you.
When you’re using your card for everyday purchases, you deserve a reward. This card pays you back with cash and other benefits:
Earn 3x points on gas, 2x points on groceries, 1x point on all other purchases3 that can be redeemed for cash back
Earn 5,000 bonus points when you spend $500 in your first two months as a cardholder4
The flexibility to cash in your points as you earn them, or save them up for a bigger cash back payment
World Mastercard®
Jump start your next journey with every dollar you spend.
Always looking forward to your next trip? Get on your way faster when you earn points that you can redeem toward travel, event tickets, merchandise, or for cash back:
Earn 5x points on hotels and airlines, 2x points on gas, 1x point on all other purchases3 that can be redeemed for cash back.
Earn up to 10,000 points when you spend $1,000 in your first two months as a cardholder4
Airport Concierge—depart, arrive, connect with the ultimate in personal assistance and service
Luxury Hotel Program—special access to more than 4,000 four- and five-star luxury hotels and resorts, with complimentary daily breakfast for two, room upgrades, and more
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Platinum Mastercard®
Enjoy a lower non-variable APR than our other credit cards.
If life happens and you need to carry a balance, this card offers a lower non-variable APR than you’ll find on our rewards cards. You’ll also enjoy added flexibility with:
Balance transfers to help you take advantage of the low introductory rate period
25-day payment grace period
Credit lines beginning at just $1,000