Flexible account options
that make it easy to save your money.
No monthly fees, dividends paid monthly.
© 2025 GreenState Credit Union
Open an Account
At GreenState, we provide our members with the tools to achieve their financial goals. Whether you’re building a nest egg, emergency fund, or saving toward a purchase, we offer savings accounts that make it easy to put funds away.
And you can feel secure while you build financial security: GreenState deposit accounts are Federally insured by the National Credit Union Administration (NCUA) to at least $250,000, and backed by the full faith and credit of the United States Government.
GreenState Savings
A simple way to save:
Federally insured by NCUA. Equal Housing Opportunity.
No monthly fees
Dividends paid monthly
Easily transfer funds between accounts
Option to automate your savings with recurring funds transfer
Option to open multiple accounts to help bring each savings goal into focus
Flexible account options that make it easy to save your money.
No monthly fees, dividends paid monthly.
1 - APY is Annual Percentage Yield and is accurate as of the last dividend declaration date and does not apply to Rainy Day Non-Dividend Savings account. The Rainy Day Savings account rate is variable and may change after account opening. This account is a tiered rate and will pay the stated rate on average balances up to $2,500.00. Balances of $2,500.00 or greater will earn 0.05% APY. Rainy Day Non-Dividend Savings account pays no yield regardless of the balance in the account. Rainy Day Savings must be linked to a GreenState checking account. $5 minimum balance required. Members can unenroll at anytime by request. Fees may reduce earnings.
2 - A minimum balance of $5.00 must always be maintained in the account.
3 - Qualifying deposits include ACH direct deposit, ATM, Remote Deposit Capture check deposits, in branch deposits, and Zelle. Internal transfers do not qualify.
4 - Youth Savings - APY is Annual Percentage Yield. The Youth Savings account rate is variable and subject to change. This account is a tiered rate and will pay the stated rate on average balances up to $2,499.99. Balances of $2,500.00 or greater will earn 0.50% APY.
5 - If you find a better advertised yield on a Certificate or IRA at a financial institution based in the counties we serve, GreenState will beat it. Guarantee available for a limited time only. Applies only to Certificates or IRAs with comparable terms and conditions. Does not apply in those cases where the credit union does not offer a comparable product. Not available to public organizations or other financial institutions. Maximums apply.
Compare savings accounts and choose the one that’s right for your needs:
Rainy Day Savings
This account offers all the benefits of GreenState Savings, plus great features to help you build your funds securely—and more quickly:
Plus with Rainy Day Savings, you can effortlessly boost your savings and watch your money grow:
Pick Your Percent: choose to automatically transfer between 2% and 10% of every qualifying deposit3 to your Rainy Day Savings account.
Earn 1.00% APY on balances up to $2,5001
Overdraft protection enrollment with no transfer fees
No monthly fees
No transaction or deposit requirements
No withdrawal fees or limits
Only a $5 minimum balance2
Debit Card Round-Up: every time you use your debit card, the transaction is rounded up to the nearest dollar and transferred to your Rainy Day Savings account.
Choose BOTH options: every deposit you make, and nearly every time you use your debit card, you’ll be building your savings without even thinking about it!
Youth Savings Account
1.25% APY4 up to $2,499.99 | 0.50% on $2,500 or greater.
For the financial genius-in-training under 18, we have a Young Investor Certificate option with lower initial investment requirements. To open a certificate, stop by any branch location, call us at (800) 397-3790, or chat with us online.
Young Investor Certificate
Certificates5: another easy, secure way to save.
Earn higher yields—GreenState CDs have been nationally recognized for their competitive yields
Invest as little as a $500 to access our yields, or unlock Jumbo rates for deposits over $100,000
Enjoy flexible terms that work for you—ranging from 3 to 60 months
Feel secure as your money grows steadily—like all our accounts, your Certificate is insured by the NCUA
Let your savings work harder for you: open a Certificate of Deposit with GreenState, and lock in a specified term and higher yields than typical savings accounts:
Build your money, build your financial future with a GreenState Certificate!
You can open a Certificate at any branch, or call us at (844) 300-5810.
No monthly fees
Dividends paid monthly
Easily transfer funds between accounts
Option to automate your savings with recurring funds transfer
Option to open multiple accounts to help bring each savings goal into focus
Earn 1.00% APY on balances up to $2,5001
Overdraft protection enrollment with no transfer fees
No monthly fees
No transaction or deposit requirements
No withdrawal fees or limits
Only a $5 minimum balance2
Rainy Day Savings
This account offers all the benefits of GreenState Savings, plus great features to help you build your funds securely—and more quickly:
1.25% APY4 up to $2,499.99 | 0.50% on $2,500 or greater.
Certificates5: another easy, secure way to save.
Earn higher yields—GreenState CDs have been nationally recognized for their competitive yields
Invest as little as a $500 to access our yields, or unlock Jumbo rates for deposits over $100,000
Enjoy flexible terms that work for you—ranging from 3 to 60 months
Feel secure as your money grows steadily—like all our accounts, your Certificate is insured by the NCUA