It pays to bank
at GreenState
© 2025 GreenState Credit Union
It's time to get more out of your checking account.
GrowGreen is a free checking account with the option to earn a premium yield when you use your GreenState credit card or debit card. Platinum Rewards and World Mastercard holders can also earn 1%-5% cashback. Plus, enjoy no monthly fees and free tools to help you manage your finances with ease.
GrowGreen Checking
No minimum balance requirement
No monthly service fee2
A great interest rate
Free access to over 33,000 ATMs nationwide
Get daily credit score updates, monitor activity, view your credit report, and receive money-saving offers within Online Banking
24/7 access to Online Banking
Donated $3.8 million to non-profits in 2023
$11.3 billion in assets
Consistently ranked top 1% for total return
*Data provided by Callahan and Associates 12/31/23
Federally insured by NCUA. Equal Housing Opportunity.
Free contactless debit card with fraud protection and card controls within Online Banking
Mobile app with Remote Check Deposit3
Mobile Pay - Easily load your debit card into a mobile wallet for fast and secure checkouts, online and in store. Compatible with Apple Pay®, Samsung Pay®, and Google Pay™
No minimum balance requirement
No monthly service fee2
A great interest rate
Free access to over 33,000 ATMs nationwide
Get daily credit score updates, monitor activity, view your credit report, and receive money-saving offers within Online Banking
24/7 access to Online Banking
Free contactless debit card with fraud protection and card controls within Online Banking
Mobile app with Remote Check Deposit3
Mobile Pay - Easily load your debit card into a mobile wallet for fast and secure checkouts, online and in store. Compatible with Apple Pay®, Samsung Pay®, and Google Pay™
1 - APY is Annual Percentage Yield. Rate is subject to change after the account is opened. 0.05% APY paid on funds exceeding those amounts if qualifiers are met. If qualifiers are not met, 0.01% APY will be paid on all balances. Fees may reduce earnings on the account. Requirements to earn the premium yield include 1) Fifteen or more purchases with your GreenState credit or debit card with a minimum of $15 per transaction. If a member makes 15 qualifying purchases with their credit card, they will earn the credit card yield. 2) An ACH / Direct Deposit or ACH withdrawal of at least $500 must post and clear the account (internal transfers excluded). 3) $1,000 average daily balance maintained. If average daily balance of $1,000 or more is met, interest will be paid on the entire average balance. Overdraft/returned item fees may apply. $50 initial deposit required. Offer is for one checking account per individual. Credit card and debit card must be listed under the same account as the GrowGreen Checking to qualify. Personal accounts only. Checking accounts are considered dormant after six consecutive months with no member-initiated transfers or transactions. Dormant checking accounts will be charged a dormant checking fee of $7 per month. Membership required with a minimum $5 share deposit.
For Debit Cards or Debit/Credit Combinations
• 3.00% APY paid on balances up to $19,999
• Account holder must be 16 years of age to be paid interest using a debit card and 18 years of age to be paid interest using a credit card or combination of credit card and debit card
• Transactions must post and clear within the calendar month
For Credit Cards:
• 4.00% APY paid on balances up to $19,999
• Account holder must be 18 years of age or older to be paid interest
• Transactions must post to the card between the first day of the month and the second-to-last day of the month.
• Transactions posted on the last day of the month will be applied to the next month’s totals
• Any points earned on the credit card will still accrue even if these requirements are not met
1.a - A combination of qualifying debit and credit card purchases may be used to earn the debit card yield.
2 - e-Statements are free for all GreenState checking accounts. Members who opt to receive paper statements for their checking account will be charged a paper statement fee of $3.50 per month. Checking accounts are considered dormant after 6 consecutive months with no member initiated transfers or transactions. Dormant checking accounts will be charged a dormant checking fee of $7 per month.
3 - GreenState Credit Union does not charge for the mobile app or text alerts, however your cell phone carrier may charge for text and data usage.
It pays to bank
at GreenState
Learn MoreEarn up to
4.00% APY1
on balances up to $19,999
when you actively use
your Credit Card
Minimum $1,000 average daily balance required.
Bonus points redeemable for even
more cash back.
Earn up to 3.00% APY1a on balances up to $19,999 when you use your debit card in combination with your credit card.
A free checking account with all the benefits and tools that make growing and accessing your balance easy.
Start earning a great interest rate on your checking account balance today.
A free checking account with all the benefits and tools that make growing and accessing your balance easy!
Open your checking account online today!
Apply NowLearn MoreFind a BranchEarn up to
4.00% APY1
on balances up to $19,999
when you actively use
your Credit Card
Minimum $1,000 average daily
balance required.
Bonus points redeemable for
even more cash back.
Earn up to
3.00% APY1
on balances up to $19,999
when you actively use
your Debit Card
Minimum $1,000 average daily
balance required.
Earn up to
3.00% APY1
on balances up to $19,999
when you actively use
your Debit Card
Minimum $1,000 average daily balance required.
