GreenState’s award-winning lenders want to help get you home.

Find great rates and loan programs to meet your needs.

© 2024 GreenState Credit Union

GreenState is one of the top mortgage lenders in the Midwest, and we’ve got the title to prove it.

Our Rockford, Illinois office earned the #1 Regional Top Lender Spot for Northwest Illinois in 2023 with 190 loans totaling over $25 million. We’re ecstatic to have helped so many Illinois residents achieve homeownership and honored to be recognized by the Illinois Housing Development Authority for our efforts. Our lender Stacy Jones received the #1 Regional Top Loan Officer ranking for the second straight year and Frank Valentine ranked #5 Regional Top Loan Officer.  

We’re incredibly proud of our team’s achievements, and we’d love to use our expertise to help you achieve your homeownership dreams.

Our fixed and adjustable-rate mortgage options include:

• First Time Homebuyer Program

• USDA Rural Development Program 

• Veterans Affairs (VA) Loan

Donated $3.8 million to non-profits in 2023

$11.3 billion in assets

Consistently ranked top 1% for total return

*Data provided by Callahan and Associates 12/31/23

Federally insured by NCUA. Equal Housing Opportunity.

Discover the benefits of a GreenState mortgage

At GreenState Credit Union, our lenders prioritize quality and professionalism. Purchasing a home is a major decision, and when you borrow from us, you’ll gain a partner to help simplify the process. Along with great rates and low fees, our experienced mortgage loan officers will ensure you make it to closing day smoothly, guiding you through the process step-by-step. We have a range of loans to offer and up to 100% financing. With a variety of terrific options and a team of talented professionals, we’re confident we have the mortgage you’re looking for.

• Federal Housing Administration (FHA) Loan

• Jumbo Mortgage Loans

Meet our Mortgage Loan Officers:

Explore our mortgage calculators:

Rockford, IL

Eric Norman
(630) 940-1732
NMLS# 556389
 Apply Now

Pam DeSanti
(815) 847-6851
NMLS# 654288
 Apply Now

Stacy Jones
(815) 637-7605
NMLS# 565711
 Apply Now

Jason Naill
(815) 540-6270
NMLS# 565715
 Apply Now

Laura Pena
(815) 986-5562
NMLS# 476488
 Apply Now

Margie Nowak
(815) 986-5570
NMLS# 476485
 Apply Now

Frank Valentine
(815) 986-5543
NMLS# 462776
 Apply Now

Freeport, IL

Larry Feiner
(815) 297-0407  
NMLS# 544126
 Apply Now

April Spangler
(815) 801-3173  
NMLS# 1467754
 Apply Now

• First Time Homebuyer Program

• USDA Rural Development Program 

• Veterans Affairs (VA) Loan

• Federal Housing Administration (FHA) Loan

• Jumbo Mortgage Loans