It’s purchase season.

GreenState Credit Union is here to help you buy your dream home.

© 2025 GreenState Credit Union

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See why GreenState is one of the top mortgage lenders in the Midwest and the #1 in Iowa.

Homebuying season has arrived and as one of the top mortgage lenders in the Midwest, we’re ready to help make the homebuying process simple. At GreenState Credit Union, we offer competitive rates, low fees, and the advice and confidence of our expert lenders. Whether you are looking for a conventional, USDA, VA, FHA, or jumbo loan, our team will help find you a mortgage that works best for you and your budget. Plus, with up to 100% financing,* this is your chance to seize the purchasing season!

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In addition to fixed and adjustable rate mortgage options, we offer:

  • First Time Homebuyer Program

  • USDA Rural Development Program 

  • Veterans Affairs (VA) Loan

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Donated $3.8 million to non-profits in 2023

$11.3 billion in assets

Consistently ranked top 1% for total return

*Data provided by Callahan and Associates 12/31/23

Federally insured by NCUA. Equal Housing Opportunity.

Discover the benefits of a GreenState mortgage

At GreenState Credit Union, our lenders prioritize quality and professionalism. Purchasing a home is a major decision, and when you borrow from us, you’ll gain a partner to help simplify the process. Along with great rates and low fees, our experienced mortgage loan team provides local processing and underwriting, guiding you through the process step-by-step.

  • Federal Housing Administration (FHA) Loan

  • Jumbo Mortgage Loans

Download our mobile app to make the home-buying process even easier.

View Mortgage OptionsRent vs. Buy

Try our mortgage calculators to prepare for your home purchase:

Mortgage QualificationsMortgage Loan PaymentMortgage Refinance

With the GreenState Mobile Mortgage app, you can:

  • First Time Homebuyer Program

  • USDA Rural Development Program 

  • Veterans Affairs (VA) Loan

  • Federal Housing Administration (FHA) Loan

  • Jumbo Mortgage Loans

What makes GreenState the #1 choice for home loans?

  • Low fixed rates 

  • Low fees 

  • Up to 100% financing*

  • Local processing and underwriting

  • Lending in all 50 states

  • Access loan calculators

  • Get pre-qualified or apply for a loan 

  • View application progress 

  • Upload documents securely

You can even communicate with your lender by downloading the “GreenState Mobile Mortgage” app in the app store.

All loans subject to approval.

*The interest on the portion of the loan that exceeds the value of the dwelling is not tax deductible. We encourage members to seek independent counsel from a tax advisor of their choice. 

It’s purchase season.

GreenState Credit Union is here to help you buy your dream home.